Medical Liability Insurance

The Ohio State Medical Association (OSMA) exclusively endorses The Doctors Company, the nation’s largest physician-owned medical malpractice insurer, as the preferred carrier for OSMA members.

The Doctors Company has earned the OSMA’s endorsement through its fierce commitment to relentlessly defend, protect, and reward its members. Through this partnership, OSMA members insured by The Doctors Company may be eligible to receive premium savings of up to 15.5 percent.

Exclusive discounts and credits for OSMA members include:

  • A 5% program discount.
  • A 2.5% credit for remaining claims-free.
  • A 3% credit for members who attend an approved patient safety seminar.
  • A 5% discount for those who place their coverage through the OSMA Insurance Agency.

In addition to premium savings, The Doctors Company offers a unique combination of coverage features, aggressive claims handling, economic benefits, and free CME. The Doctors Company’s core medical liability policy includes protection against privacy breach and Medicare reviews through CyberGuard® cyber liability protection and MediGuard® regulatory risk coverage.

OSMA members are also eligible to participate in The Doctors Company’s Tribute® Plan, a unique financial benefit that rewards members for their loyalty to The Doctors Company and their commitment to outstanding patient care. In Ohio, the highest Tribute award to date is $89,538.

At the OSMA, we know it is imperative that we find the best products and services to meet our members’ needs. After thoroughly researching numerous companies and their products, we believe we have found a solution to provide OSMA members with affordable medical liability insurance. As a leading carrier in the state, The Doctors Company protects more than 4,900 physicians in Ohio. The Doctors Company is rated A by A.M. Best Company and Fitch Ratings and has $4 billion in assets and $1.4 billion in member surplus, giving it the financial stability to protect OSMA members for years to come.

The OSMA Insurance Agency would be happy to provide you with a risk-free premium indication to see how much you could save with this program. The OSMA Insurance Agency is committed to offering quality insurance products and services to all OSMA members, their families, and their staffs.

For more information on The Doctors Company medical liability insurance program, contact the OSMA at (800) 766-6762 or

Click here to read the OSMA / TDC Partnership FAQs.

OSMA Insurance Agency

OSMA HIT Solutions Program

OSMA Patient Satisfaction Program