Payment Solutions

Looking for a payment solution system to fit your needs? Through OSMA’s partnership with Heartland Payment Systems, members can take advantage of a comprehensive suite of payment solutions created specifically for the healthcare industry. Heartland offers credit card processing services, gift card marketing, and payroll and check management services that can help streamline operations and minimize costs.
Heartland’s pricing model features true interchange-plus pricing: all bankcard interchange and fees assessed by the card brands are passed through to business owners without mark-up of any kind. Members do not pay any middlemen, hidden or junk fees. Heartland’s price above interchange does not increase for 36 months provided the customer processes according to the terms of its agreement.
With Heartland, you will receive:
- One source for direct processing of ALL major card brands – Visa, MasterCard, American Express and Discover Network:
- One deposit with fast access to funds (next business day if terminals are settled by 5:00 pm EST)
- One clear, easy-to-read statement
- One point of access to account information
- One call for customer service
- One point of access and bundling options for all electronic payment solutions– including credit card processing, gift card marketing, payroll services and check management
- Round-the-clock service through a dedicated field service team and toll-free live support 24/7/365
- Proprietary, state-of-the-art technology
- Best-in-class data payment card security utilizing Heartland’s E3™ end-to-end encryption solution. E3 protects credit and debit card data from the moment of card swipe or key entry and through the Heartland network — not just at certain points of the transaction flow. E3 is easy and cost-effective to implement, with no extra or recurring charges.
- Education and merchant advocacy. Heartland founded The Merchant Bill of Rights to promote fair credit/debit card processing practices on behalf of small and mid-sized businesses. Visit MerchantBillofRights.org
- OSMA members receive a 20% discount
To download a Heartland flyer, please click here.
For more information on Heartland, click here or contact Michael Brodnick, Heartland’s Division Manager, at (937) 367-9202 or michael.brodnick@e-hps.com. Make sure to mention your OSMA membership to receive the member discount.

